The cover is available for:
- Registered groups such as SMEs, microfinance institutions, SACCOs, investment groups, and other institutions.
- Employees or members of the insured group.
- Registered groups with a minimum of 10 families or principal members.
- What if a person has more than one wife?
They shall register the two wives (and families subsequently) separately.
- Would chamas be insurable?
Only if they are registered.
- For a particular group, would it be acceptable to insure some of them in Variant 1 and another group in Variant 2?
Groups can only select one variant at a time.
- What happens if a new principal joins in the middle of the year?
They shall be charged a prorated premium subject to underwriting terms.
- What happens if a principal/family exits in the middle of the year?
The family shall be removed from the list of registered lives. No refund shall be issued.
- What happens if a dependent/spouse is added onto the family coverage in the middle of the year?
They shall be added to the cover upon receipt of written instructions. No charges will be levied on additional children except if above the maximum 4 allowable per family.
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