Amani Shield SME Group Life Cover
This is a Life Assurance cover that offers a Primary Life Assurance benefit, Critical Illness and Last Expense benefits to members of insured organisations. Our Amani Shield solution is ideal for SMEs, investment groups, Sacco’s, Chamas, business groups, alumni groups, NGOs, community-based institutions, educational and religious institutions, formal groups, to mention a few. This product is ideal for groups with between three (3) and eighty-five (85) members. Considerations for membership above 85 members may be offered upon request
- Members can carry on with their day-to-day duties with the comfort that their beneficiaries will be well taken care of in the unfortunate event of their sudden death.
- The family of the deceased member can use the cover to clear loans, pay school fees etc.
- Financial support is provided to members who may unfortunately lose a spouse or child. It adds to the inheritance that a member of the scheme leaves to their beneficiaries.
- Primary Life Assurance Benefit - The policy provides cover against the risk of accidental or illness-caused death of a member of the organization or group. This benefit is available to the principal members only. The members are covered up-to eighty (80) years of age.
- Major Ailments - Benefit Financial support in the form of a lump-sum payment is made available to the member upon first time diagnosis of the following: Cancer, Heart Attack, Stroke, Blindness, Kidney Failure, Major Organ Transplant, Coma, Paralysis and paraplegia, Accidental Brain Damage. The members are covered up-to sixty-five (65) years of age.
- Funeral Expense Benefit - The families of the members shall receive financial support to offset burial expenses for a deceased member. These funds shall be paid within 48 hours of submission of a burial permit. This financial support is also extended to the spouse and children of the principal member. The members and their spouses are covered up-to eighty (80) years of age and the children up-to twenty-five (25) years with proof of school.