Milele Health

Milele Health – Quality Healthcare for Every Stage of Life

From children to seniors, from individuals to families and businesses — there is a Milele cover for you. Affordable, flexible, and designed to give you peace of mind.

Why Choose Milele Health Cover?

  • Wide range of options — from budget-friendly to comprehensive cover.
  • Cover for life — join up to age 80, stay protected for life.
  • Seamless care — no approvals needed for outpatient visits.
  • Wellness benefits — annual check-ups and mental health support.
  • Trusted hospitals nationwide — from mission facilities to top-tier private hospitals.
  • Hospital Access - Open panel (all hospitals, including top private facilities e.g. Aga Khan, Nairobi, MP Shah, Mater)
  • Chronic Conditions - Newly diagnosed: sub-limit for first 2 years, then full cover from year 3. Pre-existing, cancer, HIV/AIDS, congenital: full cover after waiting period
  • Critical Illness Cash Benefit - All inpatient limits
  • Mental Health & Psychiatric Benefits - Comprehensive: therapy, inpatient psychiatric care, plus alcohol & substance rehab
  • Annual Wellness Checks - ✔ (part of inpatient cover)
  • Inpatient Limit Options - 300K → 10M
  • Outpatient Care - Seamless – no approvals needed

Special Plans for Unique Needs

  • Milele Junior – Health cover designed for children and dependents, including those supported by parents abroad.
  • Milele SME – Affordable health solutions for entrepreneurs and small businesses caring for their teams.
  • Milele Seniors – Tailored for retirees and senior citizens, entry age now up to 80, with cover for life subject to annual renewal of the cover.

Value-Added Benefits (Beyond Cover)

  • Seamless Outpatient Care – no pre-approvals needed, just walk in and get treatment.
  • Pharmacy First – visit panel pharmacies for minor illnesses and get covered care instantly.
  • Chronic Care Support – helping you manage conditions like diabetes, hypertension, and more.
  • Mental Health & Wellbeing – therapy, inpatient psychiatric care, and support for alcohol & substance rehabilitation (on selected plans).
  • Annual Wellness Checks – preventive health screening included in all plans.
  • Hospital Access - Open panel
  • Chronic Conditions - Newly diagnosed: higher sub-limits than Silver. Pre-existing, cancer, HIV/AIDS, congenital: sub-limits
  • Critical Illness Cash Benefit - All inpatient limits
  • Mental Health & Psychiatric Benefits - Comprehensive: therapy, inpatient psychiatric care, plus alcohol & substance rehab
  • Annual Wellness Checks - ✔ (part of inpatient cover)
  • Inpatient Limit Options - 300K → 10M
  • Outpatient Care - Seamless – no approvals needed

Special Plans for Unique Needs

  • Milele Junior – Health cover designed for children and dependents, including those supported by parents abroad.
  • Milele SME – Affordable health solutions for entrepreneurs and small businesses caring for their teams.
  • Milele Seniors – Tailored for retirees and senior citizens, entry age now up to 80, with cover for life subject to annual renewal of the cover.

Value-Added Benefits (Beyond Cover)

  • Seamless Outpatient Care – no pre-approvals needed, just walk in and get treatment.
  • Pharmacy First – visit panel pharmacies for minor illnesses and get covered care instantly.
  • Chronic Care Support – helping you manage conditions like diabetes, hypertension, and more.
  • Mental Health & Wellbeing – therapy, inpatient psychiatric care, and support for alcohol & substance rehabilitation (on selected plans).
  • Annual Wellness Checks – preventive health screening included in all plans.
  • Hospital Access - Open panel
  • Chronic Conditions - Newly diagnosed & pre-existing (including cancer & HIV/AIDS): sub-limits
  • Critical Illness Cash Benefit - 5M & 10M limits only
  • Mental Health & Psychiatric Benefits - Therapy + inpatient psychiatric care (excludes alcohol & substance rehab)
  • Annual Wellness Checks - ✔ (part of inpatient cover)
  • Inpatient Limit Options - 300K → 10M
  • Outpatient Care - Seamless – no approvals needed

Special Plans for Unique Needs

  • Milele Junior – Health cover designed for children and dependents, including those supported by parents abroad.
  • Milele SME – Affordable health solutions for entrepreneurs and small businesses caring for their teams.
  • Milele Seniors – Tailored for retirees and senior citizens, entry age now up to 80, with cover for life subject to annual renewal of the cover.

Value-Added Benefits (Beyond Cover)

  • Seamless Outpatient Care – no pre-approvals needed, just walk in and get treatment.
  • Pharmacy First – visit panel pharmacies for minor illnesses and get covered care instantly.
  • Chronic Care Support – helping you manage conditions like diabetes, hypertension, and more.
  • Mental Health & Wellbeing – therapy, inpatient psychiatric care, and support for alcohol & substance rehabilitation (on selected plans).
  • Annual Wellness Checks – preventive health screening included in all plans.
  • Hospital Access - Medium-cost hospitals (Tier 2 & 3)
  • Chronic Conditions - Newly diagnosed & pre-existing (including cancer & HIV/AIDS): sub-limits
  • Critical Illness Cash Benefit - Not included
  • Mental Health & Psychiatric Benefits - Therapy + inpatient psychiatric care (excludes alcohol & substance rehab)
  • Annual Wellness Checks - ✔ (part of inpatient cover)
  • Inpatient Limit Options - 300K → 10M
  • Outpatient Care - Seamless – no approvals needed

Special Plans for Unique Needs

  • Milele Junior – Health cover designed for children and dependents, including those supported by parents abroad.
  • Milele SME – Affordable health solutions for entrepreneurs and small businesses caring for their teams.
  • Milele Seniors – Tailored for retirees and senior citizens, entry age now up to 80, with cover for life subject to annual renewal of the cover.

Value-Added Benefits (Beyond Cover)

  • Seamless Outpatient Care – no pre-approvals needed, just walk in and get treatment.
  • Pharmacy First – visit panel pharmacies for minor illnesses and get covered care instantly.
  • Chronic Care Support – helping you manage conditions like diabetes, hypertension, and more.
  • Mental Health & Wellbeing – therapy, inpatient psychiatric care, and support for alcohol & substance rehabilitation (on selected plans).
  • Annual Wellness Checks – preventive health screening included in all plans.
  • Hospital Access - Mission & government hospitals, low-cost facilities
  • Chronic Conditions - Newly diagnosed & pre-existing (including cancer & HIV/AIDS): sub-limits
  • Critical Illness Cash Benefit - Not included
  • Mental Health & Psychiatric Benefits - Therapy + inpatient psychiatric care (excludes alcohol & substance rehab)
  • Annual Wellness Checks - ✔ (part of inpatient cover)
  • Inpatient Limit Options - 300K → 10M
  • Outpatient Care - Seamless – no approvals needed

Special Plans for Unique Needs

  • Milele Junior – Health cover designed for children and dependents, including those supported by parents abroad.
  • Milele SME – Affordable health solutions for entrepreneurs and small businesses caring for their teams.
  • Milele Seniors – Tailored for retirees and senior citizens, entry age now up to 80, with cover for life subject to annual renewal of the cover.

Value-Added Benefits (Beyond Cover)

  • Seamless Outpatient Care – no pre-approvals needed, just walk in and get treatment.
  • Pharmacy First – visit panel pharmacies for minor illnesses and get covered care instantly.
  • Chronic Care Support – helping you manage conditions like diabetes, hypertension, and more.
  • Mental Health & Wellbeing – therapy, inpatient psychiatric care, and support for alcohol & substance rehabilitation (on selected plans).
  • Annual Wellness Checks – preventive health screening included in all plans.

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